Diseases have occurred in the meantime, no longer even a repair or a change is possible. Case 4 – real estate financing: Own research and advice from the Bank a client couple wanted to accept the offer of the Bank for a mortgage loan. The loan ran expected ten years interest rate with 1 percent redemption until far in the retirement age. But above all it would have been not to press from the pension income. The total expenditure but to over 61,000 euros could be reduced with a financing concept and a Commission-free loan. To do this, the couple has now safety, to be able to use the loan over the entire period of financing and the prospect to be debt-free five years earlier.
Case 5 – real estate sale: A client was tormented with the decision to sell their rented flat in order to purchase in an intrinsically used real estate. Only the calculation of different scenarios made it clear that this Exchange in their Situation is only made to sense much later. This way, she could avoid a supply gap in the retirement of about 500,000 euros. Case 6 – real estate purchase: A client had a premium offer for a condo there are. This would wear himself, so the offer, saying no equity and no monthly charges. Detailed scenario calculations showed alternative ways that were better adapted to his situation, but: the ideal time of the acquisition would come for him in four years.
With the additional consideration of tax options, he would earn about 82,000 euros higher yields and save Commission over 19,000 euro. Professional financial advice, which is in the long term, the course must be made first and foremost right”says Fahmi. Because before a specific product range, it is important to take time to create an analysis for the customers. Are all assets, the available liquidity, as well as the Risk provisions put to the test. A such professionally created financial status quo shows on the basis of facts, whether and, if necessary, where there is a need. First, informed decisions can be made on this basis. The financial planner under the honorary advisors also work with scenario calculations. They simulate the results of various alternatives with the help of a precise financial planning software. So investors will enable first, to select for them individually appropriate measures. Everything but thats not possible with a Commission-driven consultancy”, Fahmi said. Advising fee, however, already. Finally, Honorary Consultant earn their money with the commissions of the products sold, but they live on the fees they get for their services. Honorary Consultant work therefore exclusively on behalf and on behalf of their clients. Such comprehensive analysis is not always a bargain. Depending on the extent of the asset structure, this can cost a client up to several thousand euros. But as the above examples show, the effort to create a detailed and comprehensive financial plan, which is updated regularly and adapted to the changes in the market, in the personal environment or in the regulations, is paying off,”says the expert.
Professional and secure visitor management systems have become nowadays indispensable for many companies systems for managing visitors to it companies and institutes facilitate, maintain oversight and control over your traffic. Add to your understanding with Jack Fusco. Documentation and evaluation capabilities are often essential factors for a professional visitor management system. The Heidelberg company prominently introduced beyond metering technology in many other high demands on its new visitor management system. If this has piqued your curiosity, check out Jill Schlesinger. Among other things, it should be possible to connect the two inputs to the company premises in the system and also the ecological thought should be taken into account during setup of the system. Visitor data should be documented and evaluated. These requirements turned the YouCard card systems GmbH of Wetzlar. After a detailed needs analysis and recording of the State, a visitor management system would set up for ProMinent, which fulfilled the demands and even surpassed.
She installed Besucherverwaltungs software LobbyTrack offers plenty of evaluation as well as multi-user capability for the linking of the two inputs. Also, it allows a separate time tracking, which can be used for the statement of costs for employees of foreign companies. Pre-printed TRW (thermorewrite) way out can be personalized to the on-site rewrite-enabled card printer, that have been placed at both outputs. Held here full account the ecological thought, because no Ribbons are needed for rewrite printing and the cards can be reused. Martina Hess by ProMinent confirmed: the objectives were achieved. I would like to highlight the support by YouCard during the orientation phase, here meaningful proposals have been submitted and shown great flexibility.
…und matters in coaching for both sides! Business coaching! Life coaching! Hardly a term in reference to personal change or development, hardly a profession, hardly a kind of support/advice is currently more than coaching! A rapid growth market, no uniform guidelines, which allow one to use this title and an incredible variety of definitions and applications offer plenty of space for attack surfaces, criticism and even ridicule. The question which inevitably pushes to the surface and increasingly provided me (describe I myself even as results coach) is: what makes coaching or good coaching actually? Many people are looking for a coach because of a specific problem and expect to solve this problem from the coach. The problems are manifold: I am always stressed. “, my relationship makes me so miserable.” or “I never get what I want.” popular statements are. To just clean up with a popular cliche: No also only halfway professional or good coach will solve a problem for its customers.
And for good reason. If you have children, you already know the answer. Of course it would be the easiest and fastest way to solve the problem for the child, and to send it back to the games. But what does the child when the problem occurs again? Right, it looks you up again. Solve the problem again, so not only the child, but also she faces is itself soon a whole series of new problems. You create a dependency relationship to the child, the child itself will be at ever smaller problems immediately to the coach”race and even find themselves increasingly in the role of parental Problemlosers. Personal responsibility? No! Independence? Not at all! Perseverance and resistance? Nil! Randomly some of the character traits, so often lacking in our society, which is characterized by fast pace, ignorance and deflection when it comes to the Confrontation with unpleasant situations goes. The illustrated role of parents is interchangeable with best friend, work colleague, the Chief, or the spouse depending on the situation, age and circumstances.
What need you or the customer in such a situation the most? You need new options, other angles and especially the determination to solve the problem. EVEN to eliminate! The effective coach among others provides you with these ingredients, usually in the form of targeted questions: new alternatives, a different view of things, and the comparison of the current situation (problem) and the target State (situation as desired) to an extent that the customer sees itself only the desired, new situation as acceptable. Then, and only then, the necessary actions that lead to a change in the current, unsatisfactory situation are undertaken. Good coaching is indicated by measurable results and immediate change in an atmosphere of trust and the target, the customer (also minor changes are changes), to help within the shortest possible time. Just then, coaching is useful and effective, only then the corresponding investment in fees worth and only then it is possible to cause a permanent change. And only then coaching receives the priority it deserves: problems targeted to turn quickly and permanently into solutions! It’s very simple! Heiko Schwardtmann cocoonblog.com
Lasting emotional at the company integrate employees with team building events. Emotional reach employee in addition to the actual activity in the company, it is the most important factor for a company to reach employees emotionally. And now the process to motivate employees to integrate quickly and professionally to excite, emotionally is the companies increasingly creative challenges. Very often, communication team building activities support these processes. “Requirements for team building events creative and always novel, environmentally conscious and budget-oriented, within short driving distance to the facility and yet still out” and the ideas of marketing or personnel managers in the company of such an event are often doing regardless of the weather, partly wrapped in a meeting or presentation with accommodation.
Approaches the Agency TAKE A LOOK events & incentives, Cologne has the necessary experience to the professional design, organization and implementation of exceptional teambuilding and Teamdays and take into account exactly these mentioned factors. According to the individual objectives of the customers, designed and implemented groundbreaking concepts on the topic of teambuilding and employee retention TAKE A LOOK events & incentives. Outside of work and Office everyday and always with a certain fun factor is knowing each other effectively improved learning of employees and takes into account the aspect of sustainability at any time. Event concepts now are invited to every season creative event ideas, of which TAKE numerous successfully tried and in his portfolio has A LOOK. Close to Cologne, Dusseldorf, Bonn or food offered a biathlon team building for companies and others with a professional trainer. A further high-light is a corporate ice hockey even and especially beginner training under the guidance of (all equipment supplied). An adventure tour of Roman catacombs 30 meters beneath the Earth, an inspiring day at the Weinberg group disciplines such as build yourself a wine barrel, fashion labels, some approaches are wine boxes slalom and cosy get-together at the end, a dragon boat regatta with a beach party or a team building day at a farmhouse with adjacent barn Festival.