So saving is sponsored by trainees and professionals Hooray, finally to earn your own money first and can I fulfill my desires even. So similar to many school-leavers think these days. Over 500,000 young people 2010 is expected to start in professional life. Who is clever, lays a few euros from the first income on the side and secures up to 442 euros in government subsidies in the first year of training”says Marcus Walker coat, pension expert of the Bausparkasse Hall Schwabisch, explains how to get trainees to subsidies. Riester promotion: Promoting Riester is particularly lucrative for young professionals. Who provides, for example, before a Riester contractor, can get annually up to 154 euros on State allowance for only 60 euros equity contribution. Professionals under the age of 25 the State donated a unique professional Starter bonus of 200 euros in addition. Basically, the full allowance receives who pays a 4% of its previous year’s gross income or maximum of 2,100 euros on his Riester contract.
Because professional Starter but had mostly no income in the previous year, they need to pay only the minimum amount of 60 euros. Housing bonus: supported, who is at least 16 years old and annually paid between 50 and 512 euros on a contractor. For this, the Government pays 8.8 percent housing bonus. Each home savings customers can receive up to 45 Euro per year. The housing bonus is tied to income limits, but trainees are mostly with their earnings.
The taxable annual income must not exceed 25,600 euros for single adults, married 51,200 euros. Employee savings bonus: who gets capital-forming payments in addition of his training company to the content, double can benefit: the subsidy of up to 40 euros per month can professionals on a savings deposit and additionally secure the workers savings allowance of 9 per cent. Every year up to 43 euro brings it up. Income limits apply also for the employee savings bonus. For the premium that needs to are taxable annual income under 17,900 euros (single) or 35.800 euro (married).